FEES
Initial Evaluation (50 minutes): $200
Individual Therapy Session (60 minutes): $175
Individual Therapy Session (45 minutes): $130
*Payments can be made via credit card (VISA, MasterCard, American Express, Discover).
*You can make payments using a Health Savings Account or Flexible Spending Account. Please confirm with your plan that individual therapy is a covered expense.
INSURANCE
I am in network with Blue Cross and Blue Shield of Illinois PPO and BCBS Blue Options PPO only.
This means that if you have a different insurance provider or a different Blue Cross and Blue Shield plan, I am not in your network. (I am not in network with BCBS Blue Choice plan or BCBS HMO.)
If you would like to stay in your network, you can call your insurance provider for a list of therapists that are in your network.
Most of my clients with BCBS PPO pay between $0 to $30 per session. The cost per session depends on your plan’s deductible, co-insurance, and/or copayment. I can provide you with an estimate of the cost per session before we get started.
Please note that every BCBS insurance plan is different. You will need to call and verify if your plan covers “telehealth for mental health” and if there are any restrictions. If you would like support in verifying your benefits, please let me know during the initial phone consultation.
OUT OF NETWORK
If you would like to work together and I am not in your network, you could try calling your insurance company to ask if you have “Out of Network” benefits for outpatient mental health, how much they reimburse, if there are limits on number of sessions, diagnoses, or session time, and how to file for potential reimbursement. Some plans have strict guidelines about what they will cover.
Depending on your plan, your insurance company may reimburse a portion of your expenses. This would mean that you would pay my full fee at the time of service. I could provide you with a “super bill” (receipt outlining the services provided) that you could later use to file a claim with your insurance company.
I am out of network with Blue Cross Blue Shield Blue Choice PPO plans. This means that if you have a BCBS Blue Choice plan, you would need to pay the full fee for therapy listed above and then seek reimbursement from your plan.
Please note that most HMO plans do not have out of network benefits. Call your plan directly for more information.
Mindfully Serene Psychotherapy LLC cannot guarantee that your insurance company will reimburse you.
GOOD FAITH ESTIMATE
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visitwww.cms.gov/nosurprises